PPF Calculator

Set to PPF already. Enter your yearly deposit.

The PPF rate is 7.1% for October to December 2026. Depositing ₹1.5 lakh every year for 15 years builds about ₹40.68 lakh: ₹22.5 lakh of your money and about ₹18.18 lakh of interest, all tax-free.

About PPF Calculator

The PPF rate is 7.1% for October to December 2026. Depositing ₹1.5 lakh every year for 15 years builds about ₹40.68 lakh: ₹22.5 lakh of your money and about ₹18.18 lakh of interest, all tax-free.

After 15 years you can extend the account in 5-year blocks, with or without new deposits. Keep depositing ₹1.5 lakh and it reaches about ₹66.6 lakh at 20 years and ₹1.03 crore at 25.

How it works

  1. Choose FD, RD or PPF.
  2. Enter the amount, the interest rate and the period, and for an FD the compounding.
  3. Read the maturity value and the interest earned, and copy the result.

Also searched as: ppf calculator, ppf interest calculator, ppf maturity calculator, public provident fund calculator, ppf calculator 2026.

Questions people ask

What is the maximum PPF deposit?

₹1,50,000 in a financial year, in one go or in instalments. The minimum is ₹500.

When should I deposit in PPF?

Before the 5th of the month, and ideally before 5 April, so the deposit earns interest for the whole year.

Is PPF interest taxable?

No. PPF is tax-free at every stage: deposits qualify for 80C in the old regime, and the interest and maturity are exempt.

Is it free, and is what I type sent anywhere?

Yes, it is free, with no sign-up. Everything is worked out inside your browser, so nothing you type is sent to a server.

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