Lumpsum Calculator

Set to lumpsum already. Enter the amount, the return and the years.

A lumpsum grows by compounding once a year: FV = P × (1 + r ÷ 100)^years. ₹1 lakh at 12% for 10 years becomes about ₹3.1 lakh, and for 20 years about ₹9.6 lakh.

About Lumpsum Calculator

A lumpsum grows by compounding once a year: FV = P × (1 + r ÷ 100)^years. ₹1 lakh at 12% for 10 years becomes about ₹3.1 lakh, and for 20 years about ₹9.6 lakh.

A lumpsum puts all your money in at one price. If markets are high, many investors spread it over a few months through an STP or SIP instead; switch to the SIP tab to compare.

How it works

  1. Choose SIP, lumpsum, step-up SIP or the goal planner.
  2. Enter the amount or target, the return you expect each year and the number of years.
  3. Read the amount invested, the estimated returns and the year-by-year growth.

Also searched as: lumpsum calculator, lump sum calculator, mutual fund lumpsum calculator, one time investment calculator, lumpsum return calculator.

Questions people ask

What will ₹5 lakh become in 10 years?

At an assumed 12% a year, about ₹15.5 lakh.

Is a lumpsum better than a SIP?

If the market rises steadily, a lumpsum earns more because all the money is invested for longer. A SIP spreads the risk of investing at a peak.

Are the returns guaranteed?

No. Mutual fund returns vary, and the rate you enter is only an assumption.

Is it free, and is what I type sent anywhere?

Yes, it is free, with no sign-up. Everything is worked out inside your browser, so nothing you type is sent to a server.

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